No. FundTub is a loan-routing service that hands your request to participating lenders in our network. We do not make loan or credit decisions and we are not a lender.

What loan amounts do network lenders work with?

Lenders in our network generally work with personal loan amounts from $100 to $5,000. The amount any individual lender is willing to offer depends on its own underwriting criteria and your circumstances.

If a lender approves me, when do funds arrive?

After a lender accepts your request and you sign its agreement, funds are typically deposited to your bank account as soon as the next business day. Exact timing depends on the lender and your bank — FundTub does not control funding times.

Will submitting a request affect my credit score?

Submitting your request to FundTub does not affect your credit. A lender may, only with your authorization, run its own credit check before extending a loan offer.

What happens if I miss a payment?

Late or missed payments can trigger fees and may lower your credit score. The specific late-payment terms are set out in the loan agreement from your lender, not by FundTub.

Direct-to-network loan request · $100–$5,000

One Request, Many Lender Desks

Submit one short online request and we hand it to participating lenders in our network. FundTub is a connection service — we never lend, never set the rate, and never decide who gets approved. You review any offer and accept only if it fits.

$100 – $5,000Loan range

As Fast As 24 HrsQuick funding

Safe & SecureTLS-encrypted submission

Why FundTub

A few minutes to connect with a lender

We Hand Off, We Don’t Underwrite

FundTub forwards your loan request to one or more participating lenders in our network. We do not approve loans, do not set rates, and do not perform credit decisions — the hand-off is our entire role.

No Calls From FundTub

FundTub does not place outbound sales calls. Once your request reaches the lender’s desk, the lender — and any third-party marketers you have consented to on the form — may contact you. Opt out anytime on the Unsubscribe page.

Lender’s Offer in Writing

Any offer that comes back arrives in writing with the lender’s full rate, fees, and repayment schedule. Read it on your time, sign only if it works for you. Submitting a request through FundTub never obligates you to borrow.

Simple Process

How It Works

Three easy steps stand between you and the funds you need.

Complete Form

Fill out our secure 60-second online form. No paperwork, no branches, no hassle.

Get Matched

We route your request to lenders in our network. If a lender is interested, you are connected with them to review their offer.

Receive Funds

If a lender approves and you accept the offer, the lender, not fundtub.com, initiates the deposit. Funding timing is set by the lender and your bank.

Reasons People Borrow

Loans that fund real life

Drop the Request. Let the Network Respond.

Free online request. We pass it to participating lenders — their terms are their own. No obligation to accept anything.

Drop a Request →